Cookie Policy

We use cookies and similar technologies to help provide, protect, and improve our services. This Cookie Policy explains what cookies are, how we use them, and how you can manage your preferences.

What Are Cookies?

A cookie is a small data file that is transferred to your device (e.g. your phone or your computer). For example, a cookie could allow us to recognise your browser, while another could store your preferences.

There are two types of cookies used in connection with our services:

Session cookies — normally expire when you close your browser.
Persistent cookies — remain on your device after you close your browser, and can be used again the next time you access our services.

Other Tracking Technologies

We also use other technologies with similar functionality to cookies, such as web beacons, pixels, mobile identifiers, and tracking URLs, to obtain data. For example, our email messages may contain web beacons and tracking URLs to determine whether you have opened a certain message or accessed a certain link.

Why We Use Cookies

We use these technologies for a number of purposes, including:

To enable you to use and access our services;
To enable, facilitate and streamline the functioning of and your access to our services;
To better understand how you navigate through and interact with our services and to improve our services;
To serve you tailored advertising (on the Website and on third party websites);
To show you content (e.g. advertisements) that is more relevant to you;
To monitor and analyse the performance, operation, and effectiveness of our services and advertisements;
To enforce legal agreements that govern the use of our services;
For fraud detection and prevention, as well as investigations; and
For purposes of our own customer support, analytics, research, product development, and regulatory compliance.

Third-Party Cookies and Partners

We may also allow certain business partners to place these technologies on the Website. These partners use these technologies to:

Help us analyse how you use our Website, such as by noting the third party services from which you arrived;
Market and advertise our services to you on the Website and third party websites;
Help us detect or prevent fraud or conduct risk assessments; or
Collect information about your activities on our Website, other sites, and/or the ads you have clicked on.

For example, to help us better understand how people use the Website, we work with a number of analytics partners, including Google Analytics. To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-Out Browser Add-on.

Third parties may also use such tracking technologies to serve ads that they believe are most likely to be of interest to you and measure the effectiveness of their ads both on our Website and on other websites and online services. Targeting and advertising cookies we use may include Google and other advertising networks and services we use from time to time.

Social Plugins

The Website may use social plugins provided and operated by third parties, such as Facebook's login and Google login. As a result of this, you may send to the third party the information that you are viewing on a certain part of our Website. If you are not logged in to your account with the third party, then the third party may not know your identity. If you are logged in, the third party may be able to link information or actions about your interactions with our Website to your account with them. Please refer to the third party's privacy policies to learn more about its data practices.

How to Opt Out of Targeted Advertising

For more information about targeting and advertising cookies and how you can opt out, you can visit:

To the extent advertising technology is integrated into the Website and you opt out of tailored advertising, you may still receive advertising content. In that case, the advertising content will not be tailored to your interests. We do not control any of these opt-out links and are not responsible for the availability or accuracy of these mechanisms.

Managing Cookies in Your Browser

Most browsers automatically accept cookies. You may choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings. Your mobile device may allow you to control cookies through its settings function. Refer to your device manufacturer's instructions for more information.

If you turn cookies off, some of the features that make your experience on our Website more efficient may not function properly.